Housing Solutions

The Mission of the Housing Solutions Committee is to enhance Miami’s world class status by providing all residents the opportunity to obtain and sustain an equitable socio economic lifestyle by being able to sustainably afford a place to live. The goal is to increase the supply of affordable housing stock for the continuum of housing needed  in Miami-Dade County from extremely low income households, low- to moderate-income households, seniors and young professional households (workforce housing). 

Carlos R. Fernandez-Guzman


Carlos R. Fernandez-Guzman
President & CEO
Pacific National Bank

Barbara (Bobbie) A. Ibarra

Vice Chair

Barbara (Bobbie) A. Ibarra
Executive Director
Miami Homes for All

Staff Contact


Finance Working Group:

GOAL: Develop financing conduits specifically targeting workforce and affordable rental housing development and preservation. Specific initiatives to accomplish this are:

  • Build coalition of local financial institutions focused on providing construction, redevelopment, or acquisition funds via transactional loan syndication pools designed specifically to serve unique needs of affordable/workforce housing builders/developers;
  • Explore how best to develop GSE sponsored and supported rent-to-own programs targeting Millennials;
  • Work with Financial Institutions primarily Regulators and Legislators to develop programs to tweak regulatory guidelines in order to incentivize banks to lend to affordable/workforce builders/developers, and
  • Explore viability of bonding Sadowski Fund at the State level to accelerate funding for affordable/workforce housing development and as a way of protecting the use of the majority of the funding generated via this vehicle for uses other than affordable/workforce housing.


Developers/Builders Working Group:

GOAL: Work to develop infrastructure, zoning, tax abatement (NY 421A Model) and other entitlement/infrastructure set asides and/or concessions to incentivize builders/developers to engage in the development, redevelopment and/or preservation of affordable and workforce housing stock. Specific initiatives to accomplish this are:

  • Creation of land bank by securing surplus properties from State/County/Municipalities ranging in size from 5,000-15,000square feet with expedited permitting concessions, and infrastructure subsidies (construction ready lots) to incentivize smaller builders/developers currently not in the affordable/workforce rental building sector to build new units in highly dense and transportation rich corridors throughout the County;


  • Revisit policy for use and creation of Tax Credits and propose ways to modify same to increase incentives to builders/developers/operators of affordable/workforce housing;


  • Explore how best to incentivize builders/developers/operators to introduce rent-to-own programs targeting Millennials, and


  • Remain engaged with developer community to monitor and suggest ways to generate more units via voluntary inclusionary zoning and/or increased mixed income development.


Government Processes Working Group:

GOAL: The creation of a policy framework that provides access to a database of developable properties combined with best practice land use and zoning policies and a streamlined administrative process. This includes examining governmental processes within:

  • Land use
  • Development
  • Public Financing


Supportive Service Working Group:

GOAL: Work to create an inventory of support services and resources available to developers, and identify policies that might incentivize developers to include such services in future developments.

  • Survey of developers to determine the extent of developers’ knowledge with regard to existing supportive services.
    • Identify barriers and possible incentives for developers to tie supportive services to future developments.
  • Look to policies that target, with alternative funding sources, populations with specific needs:
    • Example: Tying value of incentive to the risk-level of population served.
    • Research best practices throughout United States
    • Link “Housing Navigators” to developments to help tenant populations navigate the array of services available.
    • Develop programs/collection of services tied to not just job placement but learning skills that can lead to wide variety of employment options leading to wages that sustain housing expenses.
  • Create a list/assessment of unique services per population
    • Identifying target populations and individual needs.
    • Purpose of “List” to ensure that affordable housing developers provide access to housing for entire continuum; Looking to creating accountability of developers and eliminating onerous eligibility criteria so that target populations are not shut out
  • Host a convening to engage developers and explore policy/incentives to provide supportive housing to target populations.
    • Ultimately facilitate the creation of partnerships between developers and service providers.

Top Investors

Baptist Health South Florida
Bank of America
CareerSource South Florida
Carnival Corporation & PLC
Florida International University
Florida Power & Light
Wells Fargo