Business Resource Guide

The Greater Miami Chamber of Commerce is working to bring you information and resources to help you and your business through the COVID-19 crisis. This page will be updated with new and relevant resources as they become available. Click here to access a pdf of our business resource guide.



Small Business Administration (SBA) Loans 
Florida now qualifies for low-interest federal disaster loans from the U.S. Small Business Administration (SBA). These loans are available to small businesses suffering severe economic injury due to Coronavirus (COVID-19). These loans offer up to $2 million in assistance with long-term repayments, up to 30 years. The interest rate is 3.75% for small businesses & 2.75% for non-profits. The first payment doesn’t start until 1 year after the note is issued.

Economic Injury Disaster Loan 411
3-Step Application Process



Short Time Compensation Program
The Short-Time Compensation program is a voluntary employer program designed to help employers maintain their staff by reducing the weekly working hours during temporary slowdowns instead of temporarily laying off employees. If your employer establishes a Short-Time Compensation Plan and you meet the qualifications to file an reemployment assistance claim in the state of Florida, you will receive a partial reemployment check to supplement your reduced paycheck.

APPLY ONLINE (Employers Only)


Emergency Bridge Loan Program

The bridge loan program will provide short-term, interest-free loans to small businesses that experienced economic injury from COVID-19. The application period runs through May 8, 2020. These loans offer up to $50,000 per eligible small business and will be interest-free for the loan term (1 year). The Interest rate will be 12% per annum on the unpaid balance thereafter, until the loan balance is repaid in full. Loan default is subject to a normal commercial collection process.

Who Qualifies?

Temporary Layoff

A temporary layoff occurs when the employee is separated from their job due to lack of work, and the employee has a return-to-work date within eight weeks of the separation. An employee that is temporarily laid off from work may be eligible for Reemployment Assistance benefits.



Reemployment Assistance 

Reemployment Assistance provides temporary wage replacement benefits to eligible individuals who are out of work through no fault of their own. If you have a history of wages in the state of Florida, you are actively able and available to seek and accept new employment, and you are currently unemployed or work reduced hours through no fault of your own, you may be eligible to receive Reemployment Assistance benefits.


Meal Distribution for Students and Families

Beginning March 30, grab-and-go meals will continue to be distributed at 31 schools across the district, Monday through Friday from 4 p.m. – 7 p.m. Click here for meal distribution list.


Top Investors

Baptist Health South Florida
bank of america
CareerSource South Florida
Carnival Corporation & PLC
Florida International University
Florida Power & Light
Wells Fargo